Asset Allocation Calculator
Select a profile that's right for you. The profiles below will help you tailor your allocations to align with your risk tolerance.
Conservative
Typically, a conservative investor is:
- cautious or a first-time investor
- primarily focused on portfolio stability and preservation of capital
- will need the money from their investments in five years or less
- has a medium investment time horizon and seeks a growth potential that can compete with inflation concerns
- someone with a portfolio that primarily consists of investments in cash and bonds
Balanced
Typically, a balanced investor is:
- looking for a balance between portfolio stability and portfolio appreciation
- willing and able to accept a moderate level of risk and return
- an investor focused on growth but looking for greater diversification
- someone with a portfolio that primarily includes a balance of investments in bonds and equities
Growth
Typically, a growth investor is:
- primarily focused on pursuing portfolio appreciation over time
- usually an experienced equity investor
- can tolerate market downturns and volatility for the possibility of achieving greater long-term gains
- someone who won’t need the money from their investments for 10 years or more
- someone with a portfolio that has exposure to various asset classes but primarily invested in equities
High yield
Typically, a high-yield investor is:
- primarily focused on pursuing above-average portfolio appreciation over time
- someone who can tolerate higher degrees of fluctuation in the value of his investments
- someone with high return expectations
- someone who won’t need the money from their investments for 15 years or more
- someone with a portfolio that has exposure to various asset classes but will be heavily invested in equities
